Panoramic view of the Dorint Blüemlisalp Hotel with spectacular alpine scenery

Sunny south-facing view of the 4-star hotel overlooking Lake Thun

Hotel building nestled in the picturesque mountain landscape of Beatenberg

Dorint Blüemlisalp - stylish 4-star hotel in an idyllic high-altitude location with views of the Alps

Modern furnished room with panoramic windows and view of the Alps

Bright 1-room apartment with cozy living and sleeping area

Comfortable furnishings for relaxing vacation stays or investment use

Practical built-in wardrobe for clothes and personal items

Functional kitchen unit for convenient self-catering

Modern bathroom with elegant furnishings and functional design

Balcony with an unobstructed view of the majestic Bernese Alps

Private viewing platform with unobstructed mountain views

Bright and inviting reception area with a friendly reception desk

Central contact point for guests with a stylish ambience

Child-friendly play area for younger guests - safe and entertaining

Modern equipped fitness area for active relaxation

Panorama indoor pool with sauna - relaxation and wellness in alpine surroundings

Ferien & Rendite vereint - Hotelzimmer mit Alpenblick in Beatenberg

CHF 790,000.-

Beatenberg, CH

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Finance your dream!

Financing

Purchase price
CHF 790,000.-

Own capital (20%)
CHF 158,000.-

Hypothec (80%)
CHF 632,000.-

Mortgage 2nd rank (15%)
CHF 118,500.-

Mortgage 1st rank (65%)
CHF 513,500.-

The share of equity is sufficient to allow the financing of this property.

Financing

Stockholders' equity

Price

Price of object CHF 790,000.-

Total purchase price

CHF 790,000.-

Acquisition costs

% CHF 15,800.-

Transfer costs

% CHF 11,850.-

Expenses of creation of mortgage file

% CHF 7,584.-

Total acquisition

CHF 825,234.-

Financial capacity

Monthly income
CHF 1,975.-

Effective monthly costs (106%)
652

Very well, your financial capacity (ratio between expenses and income) is within the recommended limits.

Income

Annual incomes

Annual Costs

Rates

Theoretical Actual

Mortgage interest 1st rank

2.50%

CHF 12,838.-

Mortgage interest 2nd rank

3.75%

CHF 4,444.-

Mortgage interest CHF 17,282.-

Amortization mortgage 1^st rank

1.00%

CHF 5,135.-

Amortization mortgage 2^nd rank

1.00%

CHF 1,185.-

Total mortgage amortization CHF 6,320.-

Running/maintenance costs CHF 1,500.-

Total charges CHF 1,500.-

Total per year

CHF 25,102.-

Total per month

CHF 2,092.-

I would like to be assisted by a financial advisor

Remarks:
- Theoretically, the total amount of the housing-related costs shouldn't exceed 33% of your total income.
- Borrower is required to supply at least 10% of the lending value of the property from their own funds, which may not be obtained by pledging or early withdrawal of Pillar 2 assets.

From 1st September 2014 (New Guidelines of the SBA):
- Mortgages must in all cases be paid down to two thirds of the lending value within a maximum of 15 years. (until now 20 years)
- The lending value of real estate will be based on the market value or the purchase price, whichever is lower.
- Second incomes are now normally eligible only in the case of joint and several liability.

This financial plan doesn't have contractual value. It is at your disposal as an indication only and subject to confirmation from your Bank.